Simple, transparent international transfers from the US to India and the Philippines โ with rewards for you and your eligible recipient.
USDBordera Points are promotional reward points with no cash value. Applying Points does not change the transfer amount, the exchange rate or the amount your recipient receives. Terms apply.
Figures illustrative. Fast transfers with ETA up to 3 hours, depending on payment method, compliance checks and receiving-bank processing.
*Rewards are subject to eligibility and program terms.
Just nowYou earn eligible Bordera Points, applied toward eligible transfer fees later.
Eligible recipients can earn Points on qualifying transfers of $250 or more. Terms apply.
Bordera Points are promotional reward points with no cash, monetary or withdrawal value. Earning rates are subject to final approval. Recipients do not receive additional money - they earn Points.
Set up with email or Google in under a minute.
One-time ID verification with US regulated partners.
Guaranteed mid-market exchange rate locked for 6 hours.
Both sender and recipient earn Bordera Points automatically.
The exchange rate margin costs you more than the fee. We removed it. Get your quote, confirm with your family, send when you're ready โ the rate doesn't move underneath you.
From the moment quoted on your transfer screen.
You always know how long you have left.
Real mid-market rate with zero hidden spread.
Refresh to confirm current live rate before sending.
Current Mid-Market Quote: 1 USD = โน96.13 India (0% Margin Spread)
A rate lock is a quote validity window, not a guarantee about future rates. We do not predict where a currency is going and nobody else can either.
Get your exclusive Founding Member card.

Share your exclusive invite link.
Jump the waitlist with every referral.
Founding members get free transfers.
Share your link. When someone you invited completes an eligible transfer, you both earn Bordera Points - not when they sign up, and not while a transfer is still in progress.
Every account has one, ready on day one
Required before any transfer
Minimum transfer amount of $100
Up to 10 invites, applied toward eligible fees
Bordera Points are promotional reward points with no cash, monetary or withdrawal value. Points are reversed if the qualifying transfer is cancelled or reversed. Terms apply.
Money crosses borders constantly and almost none of the people moving it can see what it costs them. We started with the US to India and the Philippines because that is where we can be genuinely good first.

Payouts to all major banks via UPI & IMPS.
Ang padala mo - the money you send.
Live reference rate and conversion tables both ways.
Live reference rate and when families send most.
Join the waitlist and we will tell you the day it is live. Nothing else.